Insurance-Homeowners.com Terms and Conditions of Use
Welcome to Insurance-Homeowners.com. By accessing, viewing, or utilizing the services and resources provided on our website, you acknowledge and agree that you have fully read, understood, and accepted all the provisions of our Terms and Conditions of Use (TACOU). This agreement covers all data, information, and content accessible via our website, including pages, posts, images, videos, media, subdomains, and any related entities.
Website Usage
Insurance-Homeowners.com is designed exclusively for general reference purposes. It is critical to understand that no content within the site should be interpreted as constituting an offer or forming part of any contractual agreement. All content, including descriptions of time, dates, and measurements, is presented as approximate and for informational purposes only.
User Eligibility and Data Submission
Access to our website is restricted to individuals of legal age as determined by their jurisdiction. Engaging with Insurance-Homeowners.com implies your confirmation of meeting this age requirement and your agreement to these TACOU. Submitting personal information through our online forms necessitates explicit consent to these terms, with the assurance that your data will be collected solely for the purposes of identification, communication, and to respond to your inquiries.
Data Privacy and Security
Compliant with GDPR, CCPA, PIPEDA, DPA, and LGPD, Insurance-Homeowners.com prioritizes the privacy and security of user data. Personal information collected through our website is stored on secure, encrypted platforms, backed by advanced commercial hosting services known for their stringent security measures. We firmly commit to not selling your information to third parties and uphold your right to request the deletion of your personal data via our Contact Us Form.
Prohibited Behaviors
Users are expressly forbidden from misusing site content, including unauthorized reproduction or reliance on information without third-party verification. Engaging in illegal activities, harassment, or any misuse of the website and its content is strictly prohibited.
Cookies, Third-party Links, and Widgets
Essential cookies are utilized on Insurance-Homeowners.com to enhance user experience. While our site may feature links to third-party websites, these external sites are governed by their own privacy and cookie policies, over which we have no control.
Access Termination and Dispute Resolution
We reserve the right to terminate or restrict access to users who breach our TACOU. Disputes can be submitted through our online Contact Us Form, with resolutions subject to Philippine laws.
Amendments and Communication
These TACOU are subject to change at the website owner/operator’s discretion, without prior notice. Users are encouraged to regularly review these terms for updates. For queries or concerns, please reach out through our Contact Us Form.
Disclosures, Disclaimers, and Refunds
Insurance-Homeowners.com may feature affiliate links, CPC links, and paid impressions as part of our monetization strategy. However, we disclaim any liability for losses incurred due to reliance on site content. For refunds related to affiliate link purchases, please contact the third-party merchant directly.
Accuracy of Information
Despite our efforts to ensure the accuracy and timeliness of information, the reliability of data on Insurance-Homeowners.com cannot be guaranteed. The content is influenced by the perceptions, judgments, and opinions of its authors and is intended for general reference only.
By using Insurance-Homeowners.com, you affirm your acceptance of these Terms and Conditions of Use, recognizing them as the legal basis governing your use of the website and its services.